Wealth Planning

A Pacem Wealth Plan provides our clients with financial peace of mind and prepares them for an ever-changing future.

See our process below
Wealth Plan
Planning your assets and income for life, to ensure you never run out of money and don’t pass away with too much money.
Investment
To invest your assets sensibly to meet your goals.
Tax
Ensure you don’t pay more than your fair share of tax.
Legacy
Your assets are passed to those most important to you.
Contingency
We make sure you are protected from any unexpected events that may come along.
Capital at risk warning
The value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested

Wealth Planning

Our Journey Together:
The six step process

1 Perspective
2 Analysis
3 Planning
4 Reposition
5 Induction
6 Review

1
Perspective: First we meet with you to get a perspective of your goals, values and things that worry you about the future. We will then discuss all the facts and figures of your financial life in detail together.
2
Analysis: We’ll go away for typically three to six weeks, do lots of analysis and number crunching. We will then meet to discuss our analysis, and any issues we believe you face to achieving your goals
3
Planning: We then formulate a plan to achieve your goals. We’ll talk you through it, and structure your advice in terms of risk, investment, tax and legacy. Then we’ll give you all the detail you need to take away.
4
Reposition: When you’ve had the opportunity to read and understand your plan, we’ll meet again to answer any questions you might have and to agree what’s next.
5
Induction: Once we have finalised and agreed your plan, one of our team will prepare an implementations plan, where we will undertake all the heavy lifting to put your plan into action.
6
Review: Your situation will change over time. So your plan needs to evolve to keep you on track to achieve everything that’s important to you. We’ll meet with you every year – more often if needed. We’ll communicate with you regularly so you know you’re on track.